Finances

Below is an expanded, reader-friendly overview of a three-party deal involving Transcapitalbank (TKB), a private investor group (GFB), and the F2B fintech project. The goal is to illustrate how this collaboration emerged, how it is structured, and what potential it holds for each participant—and for the broader factoring market.

If someone claims “I’ve sent you a SWIFT transfer” but the money is mysteriously AWOL, you might be dealing with more fiction than finance. Scammers love to flash official-looking SWIFT payment confirmations – often PDF forms or screenshots – to prove they’ve paid you. Spoiler alert: many of these documents

Global trade finance – the lifeblood of international commerce – is undergoing a profound digital transformation. For decades, trade finance transactions have relied on paper-based documents like bills of lading, promissory notes, and letters of credit that crisscross the globe via courier.

In Part 1 of this Trade Finance Guide, we covered the fundamental instruments and processes that facilitate global trade (such as letters of credit, guarantees, and trade finance basics). In this second part, we delve into the evolving landscape of trade finance – focusing on how technology is transforming

Many companies new to international trade often expect or prefer to receive full payment up front. While demanding cash-in-advance eliminates the risk of non-payment, it can also cost you potential business. Overseas buyers may find strict advance payment terms unappealing, especially if competitors

Single Euro Payments Area (SEPA) is a European Union initiative to harmonize how electronic euro payments are made across Europe (The objectives and advantages of the Single Euro Payments Area project | European Payments Council). In essence, SEPA enables individuals and businesses to send and receive

Introduction Foreign exchange (FX) volatility is a fact of life for companies engaging in international business. Currencies can swing in value due to economic shifts, interest rate changes, geopolitical events, and market sentiment. This volatility means that the cost of importing goods or the revenue

Background International business can become a legal tightrope when countries enforce their laws beyond their borders. A prime example is the clash between United States sanctions and European Union law. The EU does not recognize the extra-territorial application of foreign laws and views such reach

Reverse factoring – also known as supply chain finance, supplier financing, or payables finance – is an innovative financing solution that is gaining traction in the business world. In essence, it’s a mechanism that helps resolve a fundamental cash-flow tension between large buying companies and their suppliers.

Modern digitalization unlocks countless opportunities. Yet it also broadens the landscape for cyberattacks, which can affect anyone—from individuals to entire corporations. According to various studies (including reports by the FBI’s Internet Crime Complaint Center), cybercriminals continually refine