Finances
The TKB, GFB, and Fintech F2B Deal Structure: Background, Mechanism, and Prospects
Below is an expanded, reader-friendly overview of a three-party deal involving Transcapitalbank (TKB), a private investor group (GFB), and the F2B fintech project. The goal is to illustrate how this collaboration
Finances
Dodging the “SWIFT Payment” Scam: How to Verify Wire Transfers Like a Pro
If someone claims “I’ve sent you a SWIFT transfer” but the money is mysteriously AWOL, you might be dealing with more fiction than finance. Scammers love to flash official-looking SWIFT payment confirmations
Finances
Global Trade Finance in the Digital Era: Legal Frameworks, ESG Integration, and Risk Management
Global trade finance – the lifeblood of international commerce – is undergoing a profound digital transformation. For decades, trade finance transactions have relied on paper-based documents like bills
Finances
Trade Finance Guide: Part 2
In Part 1 of this Trade Finance Guide, we covered the fundamental instruments and processes that facilitate global trade (such as letters of credit, guarantees, and trade finance basics).
Blog
SWIFT MT103: Understanding the Message, Myths, and Security
International business transactions often involve SWIFT messages, especially the MT103 payment instruction. In some circles, these message formats have attracted myths and even fraud schemes – for example
Finances
Trade Finance Guide: Part 1
Many companies new to international trade often expect or prefer to receive full payment up front. While demanding cash-in-advance eliminates the risk of non-payment, it can also cost you potential business.
Finances
SEPA (Single Euro Payments Area) – A Comprehensive Guide for Businesses
Single Euro Payments Area (SEPA) is a European Union initiative to harmonize how electronic euro payments are made across Europe (The objectives and advantages of the Single Euro Payments Area project
Finances
Navigating Currency Volatility: Foreign Exchange Risk and Hedging Strategies
Introduction Foreign exchange (FX) volatility is a fact of life for companies engaging in international business. Currencies can swing in value due to economic shifts, interest rate changes, geopolitical
Finances
The European Blocking Statute and Its Impact on International Business Deals
Background International business can become a legal tightrope when countries enforce their laws beyond their borders. A prime example is the clash between United States sanctions and European Union law.
Finances
Reverse Factoring: A Supply Chain Finance Tool to Boost Cash Flow
Reverse factoring – also known as supply chain finance, supplier financing, or payables finance – is an innovative financing solution that is gaining traction in the business world.
Finances
Cybersecurity: You Are the Target
Modern digitalization unlocks countless opportunities. Yet it also broadens the landscape for cyberattacks, which can affect anyone—from individuals to entire corporations. According to various studies
Finances
Partial Confirmation of Letters of Credit: Concept, Rules, and Best Practices
International trade often relies on letters of credit (LCs) as a secure payment mechanism between buyers and sellers. In some cases, banks may choose to confirm an LC – meaning a second bank (the confirming